Bankruptcy Provides Immediate Protection
When a Debtor files a Bankruptcy Petition, debt collection activities by most creditors are Automatically Stayed - Stopped. Debt Collectors are prohibited by the Stay from harassment tactics such as repeated phone calls; filing lawsuits to collect credit card debt; seeking wage garnishment, and bank levies and sale of a debtor’s property. Not all debts can be discharged, but most debtors can clean the slate and have a fresh start.
Foreclosure - Prevent the Loss of Your Home
Over the past 30 years, we have been asked the same question: "When facing foreclosure proceedings, how do I save my home?" Although the circumstances of those who ask vary greatly, the answer to the question is always the same. To fully and most effectively use rights and remedies such foreclosure defense, loan modification, mortgage mediation, and/or bankruptcy you must be represented by an Expert Foreclosure Lawyer.
Bankruptcy Myths Creditors Want Debtors to Believe
Three myths too often discourage debtors from seeking the clean slate and fresh start bankruptcy may provide.
TRUE or FALSE: Debtors who file Bankruptcy Lose Everything and Never Get Credit Again. FALSE: In fact, the exact opposite is True. Filing a Bankruptcy protects the earnings and property of most debtors and gives them the opportunity to reestablish their credit.
Small Businesses and Owners - Learn Your Rights
Many Small Business owners are faced with serious debt problems and the challenging economy. We have been representing Small Businesses and their owners business bankruptcy and other proceedings since 1981. Whether the problem is a single creditor in a lawsuit or a pile of accumulated debt, it is important to consult with an experienced New Jersey attorney to learn your rights and all options to protect you and your business.
