Expert New Jersey Bankruptcy & Foreclosure Defense Lawyers

Bankruptcy & Foreclosure Lawyers / Attorneys in NJ

Established in 1981, we are expert Chapter 7, Chapter 11, and Chapter 13 Bankruptcy Lawyers and Foreclosure Defense Lawyers. The Case Histories presented here are examples of how the Personal Bankruptcy and Business Bankruptcy Laws, the Fair Foreclosure Act and the Fair Debt Collection Practices Act have been used to wipe out or reduce credit card debt, avoid foreclosure, defeat junk debt collector lawsuits and give our clients experiencing serious debt problems a fresh start. Contact us for a free consultation with an expert Debtor’s Rights attorney to find out whether these laws can benefit you.

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Recent Client Testimonials

"Not only are we debt free, it was explained to us how to stay debt free!"
Shaun & Kelly, Clients

" There is so much relief in my life now. And now I have the chance to start a new beginning. Thank you!"
Vinny, Client

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Bankruptcy - Your Right to Immediate Protection and a Fresh Start

When a Debtor files a Bankruptcy Petition, debt collection activities by most creditors are Automatically Stayed - Stopped.  Debt Collectors are prohibited by the Stay from harassment tactics such as repeated phone calls; filing lawsuits to collect credit card debt; seeking wage garnishment, and bank levies and sale of a debtor’s property.  Not all debts can be discharged, but most debtors can clean the slate and have a fresh start.

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Foreclosure Prevention - Use Your Legal Rights to Protect Your Home

Over the past 30 years, we have been asked the same question:  "When facing foreclosure proceedings, how do I save my home?" Although the circumstances of those who ask vary greatly, the answer to the question is always the same. To fully and most effectively use rights and remedies such foreclosure defense, loan modificationmortgage mediation, and/or bankruptcy you must be represented by an Expert Foreclosure Lawyer.

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Bankruptcy Myths Creditors and Debt Collectors Want You to Believe

Three myths too often discourage debtors from seeking the clean slate and fresh start bankruptcy may provide.

TRUE or FALSE: Debtors who file Bankruptcy Lose Everything and Never Get Credit Again. FALSE:   In fact, the exact opposite is True. Filing a Bankruptcy protects the earnings and property of most debtors and gives them the opportunity to reestablish their credit.

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Small Businesses Bankruptcy - Owner’s Remedies - Liability - Defenses

Many Small Business owners are faced with serious debt problems and the challenging economy. We have been representing Small Businesses and their owners business bankruptcy and other proceedings since 1981.  Whether the problem is a single creditor in a lawsuit or a pile of accumulated debt, it is important to consult with an experienced New Jersey attorney to learn your rights and all options to protect you and your business.

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