When a Debtor files a Bankruptcy Petition, debt collection activities by most creditors are Automatically Stayed - Stopped. Debt Collectors are prohibited by the Stay from harassment tactics such as repeated phone calls; filing lawsuits to collect credit card debt; seeking wage garnishment, and bank levies and sale of a debtor’s property. Not all debts can be discharged, but most debtors can clean the slate and have a fresh start.
Over the past 30 years, we have been asked the same question: "When facing foreclosure proceedings, how do I save my home?" Although the circumstances of those who ask vary greatly, the answer to the question is always the same. To fully and most effectively use rights and remedies such foreclosure defense, loan modification, mortgage mediation, and/or bankruptcy you must be represented by an Expert Foreclosure Lawyer.