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	<title>Gillman &#38; Gillman &#124; Experienced New Jersey Bankruptcy LawyersAnalysis &amp; Comment &#187; Gillman &amp; Gillman | Experienced New Jersey Bankruptcy Lawyers</title>
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		<title>Frequently Asked Question About the  Bankruptcy Act of 2005 &amp; Divorce, Support, Marital Property &amp; Debt.</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/frequently-asked-question-about-the-bankruptcy-act-of-2005-divorce-support-marital-property-debt/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/frequently-asked-question-about-the-bankruptcy-act-of-2005-divorce-support-marital-property-debt/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 19:55:07 +0000</pubDate>
		<dc:creator>Allen Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Frequently Asked Question About Bankruptcy & Divorce]]></category>

		<guid isPermaLink="false">http://gillmanandgillman.com/?p=321</guid>
		<description><![CDATA[Frequently Asked Questions About the Bankruptcy Act of 2005  (BAPCPA) &#038; Divorce, Support, Marital Property and Debt.
The General Information Provided Is NOT Legal Advice. A Petition Filed in the United States Bankruptcy May Substantially Affect Proceedings Before the Superior Court of New Jersey - Family Part.  If You Have Specific Concerns and Questions About Your Rights and Duties You Should Seek the Advice of Experienced Bankruptcy Counsel.


Related posts:<ol><li><a href='http://gillmanandgillman.com/faqs/' rel='bookmark' title='Permanent Link: Bankruptcy Frequently Asked Questions'>Bankruptcy Frequently Asked Questions</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/' rel='bookmark' title='Permanent Link: Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings'>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</a></li>
<li><a href='http://gillmanandgillman.com/3-debt-collection/what-debt-collectors-can-and-cannot-do/' rel='bookmark' title='Permanent Link: What Debt Collectors Can and Cannot Do?'>What Debt Collectors Can and Cannot Do?</a></li>
<li><a href='http://gillmanandgillman.com/3-debt-collection/ftc-puts-new-restrictions-debt-settlement-companies-to-curb-abuses/' rel='bookmark' title='Permanent Link: FTC Puts New Restrictions Debt Settlement Companies to Curb Abuses'>FTC Puts New Restrictions Debt Settlement Companies to Curb Abuses</a></li>
<li><a href='http://gillmanandgillman.com/property-tax-foreclosure/' rel='bookmark' title='Permanent Link: Property Tax Foreclosure'>Property Tax Foreclosure</a></li>
<li><a href='http://gillmanandgillman.com/personal-bankruptcy/' rel='bookmark' title='Permanent Link: Personal Bankruptcy'>Personal Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/creditor-harrasment/' rel='bookmark' title='Permanent Link: Creditor Harassment'>Creditor Harassment</a></li>
<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Will Find Out If I File Bankruptcy ?</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/who-will-find-out-if-i-file-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/who-will-find-out-if-i-file-bankruptcy/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 18:06:36 +0000</pubDate>
		<dc:creator>Allen Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Frequently Asked Question About Filing Bankruptcy]]></category>

		<guid isPermaLink="false">http://gillmanandgillman.com/?p=311</guid>
		<description><![CDATA[Q. Will My Friends, Neighbors, Employer or Others Find Out I Filled Bankruptcy ?
A.  Although petitions filed in the United States Bankruptcy Court are public records, the answer to that question is almost certainly NO, unless your are a celebrity or a mega corporation.



Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/frequently-asked-question-about-the-bankruptcy-act-of-2005-divorce-support-marital-property-debt/' rel='bookmark' title='Permanent Link: Frequently Asked Question About the  Bankruptcy Act of 2005 &#038; Divorce, Support, Marital Property &#038; Debt.'>Frequently Asked Question About the  Bankruptcy Act of 2005 &#038; Divorce, Support, Marital Property &#038; Debt.</a></li>
<li><a href='http://gillmanandgillman.com/personal-bankruptcy/' rel='bookmark' title='Permanent Link: Personal Bankruptcy'>Personal Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/faqs/' rel='bookmark' title='Permanent Link: Bankruptcy Frequently Asked Questions'>Bankruptcy Frequently Asked Questions</a></li>
<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy'>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/' rel='bookmark' title='Permanent Link: Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings'>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 13:23:41 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=183</guid>
		<description><![CDATA[A Main issue in any Chapter 7 or Chapter 13 Bankruptcy case is the calculation of what is known as "current monthly income"in determining whether a debtor qualifies for a chapter 7 bankruptcy or is required to pay their creditors in a chapter 13 bankruptcy.  In some cases, even though a debtor has received money, it is not counted as "income" for purposes of determining qualification for a chapter 7 bankruptcy case.


Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/' rel='bookmark' title='Permanent Link: Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment'>Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/' rel='bookmark' title='Permanent Link: Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings'>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/' rel='bookmark' title='Permanent Link: Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors'>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where is a Bankruptcy Case filed in New Jersey?</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 12:38:49 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=173</guid>
		<description><![CDATA[This blog addresses where a Chapter 7, 11, or 13 Bankruptcy Case in New Jersey will be filed and why and a basic review of concepts such as "jurisdiction", "venue", and assignment of cases in this state.


Related posts:<ol><li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy'>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/' rel='bookmark' title='Permanent Link: Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors'>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/3-debt-collection/banks-accused-of-massive-scheme-of-foreclosure-fraud-perjury/' rel='bookmark' title='Permanent Link: Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury'>Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 14:17:32 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Taxes and Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=149</guid>
		<description><![CDATA[A short checklist of Tax Planning and Practice Strategies which may be followed by an attorney for an Individual considering the filing of a Chapter 7, Chapter 13, or Chapter 11 Bankruptcy.


Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
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<li><a href='http://gillmanandgillman.com/delinquent-taxes/' rel='bookmark' title='Permanent Link: Delinquent Taxes'>Delinquent Taxes</a></li>
<li><a href='http://gillmanandgillman.com/delinquent-personal-business-taxes/' rel='bookmark' title='Permanent Link: Delinquent Personal and Business Taxes'>Delinquent Personal and Business Taxes</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/property-tax-foreclosure/' rel='bookmark' title='Permanent Link: Property Tax Foreclosure'>Property Tax Foreclosure</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 22:05:44 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure in New Jersey]]></category>
		<category><![CDATA[loan modificat]]></category>
		<category><![CDATA[New Jersey Foreclosure Mediation]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=162</guid>
		<description><![CDATA[Comment and Update regarding the New Jersey Bankruptcy Court regarding the New Jersey Foreclosure Mediation Program and Bankruptcy Debtors and the General Order of the United States Bankruptcy Court District of New Jersey regarding Negotiations between Debtor(s) and Mortgage Servicers to Consider Loan Modifications.


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<li><a href='http://gillmanandgillman.com/forclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Forclosure Mediation and Bankruptcy'>Forclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/mortgage-foreclosure/' rel='bookmark' title='Permanent Link: Mortgage Foreclosure Defense Mediation &#038; Modification'>Mortgage Foreclosure Defense Mediation &#038; Modification</a></li>
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<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-mortgage-forclosure/wells-fargo-home-mortgage-agrees-to-settlement-of-fraud-charges/' rel='bookmark' title='Permanent Link: Wells Fargo Home Mortgage Agrees to Settlement of Fraud Charges'>Wells Fargo Home Mortgage Agrees to Settlement of Fraud Charges</a></li>
<li><a href='http://gillmanandgillman.com/3-debt-collection/banks-accused-of-massive-scheme-of-foreclosure-fraud-perjury/' rel='bookmark' title='Permanent Link: Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury'>Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/loan-modifications-and-foreclosure/' rel='bookmark' title='Permanent Link: Loan Modifications and Foreclosure'>Loan Modifications and Foreclosure</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
</ol>]]></description>
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		</item>
		<item>
		<title>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/#comments</comments>
		<pubDate>Fri, 12 Jun 2009 12:27:40 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[New Jersey Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Tax Returns and Bankruptcy]]></category>
		<category><![CDATA[Taxes and Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=147</guid>
		<description><![CDATA[When the Bankruptcy Code was changed in 2005, significant changes were made to the tax return filing requirements for Chapter 7 and Chapter 13 consumer bankruptcy debtors.   The changes increased the need for a Debtor and their counsel to review tax filing information before filing a Chapter 7 or Chapter 13 consumer bankruptcy case.    A recent Chapter 13 case in which I represented a debtor in New Jersey provides a good example of the often complicated nature of the bankruptcy code as it relates to tax filings and how it affects a case.




Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
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</ol>]]></description>
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		</item>
		<item>
		<title>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/#comments</comments>
		<pubDate>Tue, 09 Jun 2009 10:00:14 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Adjournment of Sheriff's Sales]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure in New Jersey]]></category>
		<category><![CDATA[Sheriff's Sale in New Jersey]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=111</guid>
		<description><![CDATA[When a Chapter 7 or a Chapter 13 Bankruptcy is filed and a Sheriff's Sale of a property is scheduled, New Jersey Law does not necessarily require that the mortgage company cancel the Sheriff's Sale.    Instead, the Plaintiff may adjourn the sale to a later date.    


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<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/#comments</comments>
		<pubDate>Tue, 05 May 2009 23:19:35 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Permit Modification]]></category>
		<category><![CDATA[Secured Rental]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=56</guid>
		<description><![CDATA[Question:   How can I deal with a rental property which is under-secured (value is less than the mortgage(s)) and for which I am not receiving sufficient rent and income to cover the mortgage and monthly expenses?

 

One potential option in a Chapter 13 Bankruptcy (if one qualifies) is to propose a modification of the mortgage obligation.    Although there are significant limitations in the bankruptcy code, the law does currently allow a debtor(s) to propose to modify a secured claim of a mortgage company on property which is not the principal residence.     An example would be...


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</ol>]]></description>
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		</item>
		<item>
		<title>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/#comments</comments>
		<pubDate>Tue, 05 May 2009 23:01:30 +0000</pubDate>
		<dc:creator>Allen Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Attorneys]]></category>
		<category><![CDATA[Debt Collection]]></category>
		<category><![CDATA[Fair Debt]]></category>
		<category><![CDATA[Foreclosure Proceedings]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgagees]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=49</guid>
		<description><![CDATA[Attorneys Who Regularly Engage in Collecting Consumer Debts, Including Those Representing Mortgagees in Foreclosure Proceedings, Are Subject to the Fair Debt Collection Practices Act.

The United States Supreme Court in the Matter of Heintz v. Jenkins, 514 U.S. 291, 294-95, 115 S. Ct. 1489, 131 L. Ed. 2d 395 (1995) Rejected the Assertion that a Law Firm Representing the Original Creditor Is Not a Debt Collector Under the Provisions of the Fair Debt Collection Practices Act.

Some law firms have argued that if they represent the original creditors they are not considered as debt collectors under the provisions of Fair Debt Collection Practices Act. This assertion which is in direct conflict with the provisions of the Act and the authority of the United States Supreme Court in the matter of Heintz supra.


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</ol>]]></description>
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