pre-authorized debits often continue even after request to stop them have been made. Therefore the steps outlined below should be carefully followed to avoid further debits or to recover them if the are improperly made.
More »Will Home Owners Seeking Mortgage Modification Benefit As Result of Accusations That Banks and the Lawyers Who Represent Them Engaged in a Massive Scheme of Foreclosure Fraud & Perjury to Circumvent the Laws that Govern Foreclosure.
More »The Federal Trade Commission Puts New Restrictions Debt Settlement Companies to Curb Abuses the FTC Had Ignored Despite Repeated Calls by Consumer Advocates and Enforcement Actions Brought By 20 States.
More »We are sometime asked by debtors whose whose earning are being garnished and whose employer receives a second wage garnishment order whether both garnishments will be enforced at the same time. As the Courts of the State of New Jersey have explained wage garnishments are enforced sequentially.
More »People who are experiencing serious debt problems face many difficult decisions. If they feel that they are unable to pay their creditors and debt, they may face the difficult choice of whether to consider a Chapter 7 or Chapter 13 Bankruptcy. These difficult decisions are often exacerbated by constant, harassing phone calls from debt collectors.
The Fair Debt Collection Practices Act (FDCPA) is Intended to Protect Consumers from Abusive Practices by Debt Collectors.
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