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	<title>Gillman &#38; Gillman &#124; Experienced New Jersey Bankruptcy LawyersRecent Decisions &#187; Gillman &amp; Gillman | Experienced New Jersey Bankruptcy Lawyers</title>
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		<title>Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment</title>
		<link>http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/</link>
		<comments>http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 18:14:13 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Recent Decisions]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=177</guid>
		<description><![CDATA[A continuing issue in consumer bankruptcy cases in Chapter 7, 11 and 13, is the manner in which automobile expenses are treated in the calculation of "current monthly income".   As with many aspects of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA"), practitioners and Courts have struggled with the question of determining the treatment of automobile expenses under the Code.   On June 10, 2009, the Fifth Circuit Court of Appeals ruled that a Chapter 7 Debtor could claim the deduction and expense for transportation even if the Debtor used vehicles which were not subject to loans or leases.


Related posts:<ol><li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/loan-modifications-and-foreclosure/' rel='bookmark' title='Permanent Link: Loan Modifications and Foreclosure'>Loan Modifications and Foreclosure</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/news-new-york-times-article-highlights-problems-of-foreclosure-and-loan-modification/' rel='bookmark' title='Permanent Link: News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification'>News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/under-pennsylvania-law-anti-modification-provision-of-section-1322b2-does-not-prevent-mortgage-modification-where-mortgagees-security-interest-in-mobile-home-was-additional-collateral/' rel='bookmark' title='Permanent Link: Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral'>Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy'>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</title>
		<link>http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 15:52:08 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Recent Decisions]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Failure to Add A Creditor]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=138</guid>
		<description><![CDATA[The Bankruptcy Code requires that a Bankruptcy Petition, whether it be a Chapter 7 or Chapter 13 Bankruptcy, include a complete list of all debts owed at the time of the filing of the Bankruptcy Petition.   In addition to the requirements of the Code, it is very important that a Petition contain a complete list to provide notice and best protect the Debtor from future collection efforts and to avoid future costs and time associated with addressing the claims of creditors who allege failure of service.    A recent Chapter 13 bankruptcy case from Indiana shows why the failure to list a creditor may affect a case. 



Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/creditor-news-analysis/creditors/' rel='bookmark' title='Permanent Link: Creditors'>Creditors</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/news-new-york-times-article-highlights-problems-of-foreclosure-and-loan-modification/' rel='bookmark' title='Permanent Link: News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification'>News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral</title>
		<link>http://gillmanandgillman.com/4-recent-decisions/under-pennsylvania-law-anti-modification-provision-of-section-1322b2-does-not-prevent-mortgage-modification-where-mortgagees-security-interest-in-mobile-home-was-additional-collateral/</link>
		<comments>http://gillmanandgillman.com/4-recent-decisions/under-pennsylvania-law-anti-modification-provision-of-section-1322b2-does-not-prevent-mortgage-modification-where-mortgagees-security-interest-in-mobile-home-was-additional-collateral/#comments</comments>
		<pubDate>Thu, 14 May 2009 15:39:48 +0000</pubDate>
		<dc:creator>Allen Gillman</dc:creator>
				<category><![CDATA[Recent Decisions]]></category>
		<category><![CDATA[Additional Collateral]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Modification of Mortgages]]></category>
		<category><![CDATA[Mortgage on Mobile Home]]></category>
		<category><![CDATA[Section 1322]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=86</guid>
		<description><![CDATA[A recent Pennsylvania Bankruptcy Court decision clarified some of the important issues in Chapter 13 bankruptcy cases where a debtor seeks to modify the mortgage on their residence and there is additional collateral taken in other assets.


Related posts:<ol><li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-mortgage-forclosure/wells-fargo-home-mortgage-agrees-to-settlement-of-fraud-charges/' rel='bookmark' title='Permanent Link: Wells Fargo Home Mortgage Agrees to Settlement of Fraud Charges'>Wells Fargo Home Mortgage Agrees to Settlement of Fraud Charges</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-mortgage-forclosure/effect-of-claims-of-fraud-perjury-by-banks-on-mortgage-modification/' rel='bookmark' title='Permanent Link: Effect of Claims of Fraud &#038; Perjury by Banks On Mortgage Modification'>Effect of Claims of Fraud &#038; Perjury by Banks On Mortgage Modification</a></li>
<li><a href='http://gillmanandgillman.com/mortgage-foreclosure/' rel='bookmark' title='Permanent Link: Mortgage Foreclosure Defense Mediation &#038; Modification'>Mortgage Foreclosure Defense Mediation &#038; Modification</a></li>
<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
<li><a href='http://gillmanandgillman.com/additional-information/' rel='bookmark' title='Permanent Link: Additional Information'>Additional Information</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-considering-credit-card-reform-bill-to-protect-consumers-from-abusive-credit-card-interest-rate-hikes-and-other-practices-week/' rel='bookmark' title='Permanent Link: Senate considering credit card reform bill to protect consumers from abusive credit card interest rate hikes and other practices this week'>Senate considering credit card reform bill to protect consumers from abusive credit card interest rate hikes and other practices this week</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/' rel='bookmark' title='Permanent Link: Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings'>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/news-new-york-times-article-highlights-problems-of-foreclosure-and-loan-modification/' rel='bookmark' title='Permanent Link: News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification'>News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification</a></li>
</ol>]]></description>
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