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	<title>Gillman &#38; Gillman &#124; Experienced New Jersey Bankruptcy LawyersChapter 7 Bankruptcy &#187; Gillman &amp; Gillman | Experienced New Jersey Bankruptcy Lawyers</title>
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		<title>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</title>
		<link>http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/</link>
		<comments>http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/#comments</comments>
		<pubDate>Tue, 26 Oct 2010 18:31:05 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[News and Analysis - Personal Bankruptcy]]></category>
		<category><![CDATA[Automobile Expenses]]></category>
		<category><![CDATA[Bankruptcy Act of 2005]]></category>
		<category><![CDATA[Bankruptcy Current Monthly Income]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Means Testing]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=106</guid>
		<description><![CDATA[The changes that were made to the Bankruptcy Law relating to Chapter 7 and 13 consumer bankruptcy cases included significant changes to the treatment of automobile expenses under the Code.    As with many aspects of bankruptcy in Chapter 7 and Chapter 13 cases, there has been significant development of the law in bankruptcy cases around the country in this area.

This article, which was presented in a bankruptcy law seminar, focuses on whether a chapter 7 or chapter 13 bankruptcy debtor may deduct certain expenses from their income, how courts around the country have treated this issue, and many of the questions that arise for bankruptcy attorneys, bankruptcy trustees, and bankruptcy courts, in addressing these issues.


Related posts:<ol><li><a href='http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/' rel='bookmark' title='Permanent Link: Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment'>Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/frequently-asked-question-about-the-bankruptcy-act-of-2005-divorce-support-marital-property-debt/' rel='bookmark' title='Permanent Link: Frequently Asked Question About the  Bankruptcy Act of 2005 &#038; Divorce, Support, Marital Property &#038; Debt.'>Frequently Asked Question About the  Bankruptcy Act of 2005 &#038; Divorce, Support, Marital Property &#038; Debt.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/under-pennsylvania-law-anti-modification-provision-of-section-1322b2-does-not-prevent-mortgage-modification-where-mortgagees-security-interest-in-mobile-home-was-additional-collateral/' rel='bookmark' title='Permanent Link: Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral'>Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/' rel='bookmark' title='Permanent Link: Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors'>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</a></li>
</ol>]]></description>
		<wfw:commentRss>http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/#comments</comments>
		<pubDate>Fri, 26 Jun 2009 13:23:41 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=183</guid>
		<description><![CDATA[A Main issue in any Chapter 7 or Chapter 13 Bankruptcy case is the calculation of what is known as "current monthly income"in determining whether a debtor qualifies for a chapter 7 bankruptcy or is required to pay their creditors in a chapter 13 bankruptcy.  In some cases, even though a debtor has received money, it is not counted as "income" for purposes of determining qualification for a chapter 7 bankruptcy case.


Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/' rel='bookmark' title='Permanent Link: Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment'>Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/fair-debt-collection-practices-applies-to-mortgagees-attorneys-in-foreclosure-proceedings/' rel='bookmark' title='Permanent Link: Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings'>Fair Debt Collection Practices Applies to Mortgagee&#8217;s Attorneys in Foreclosure Proceedings</a></li>
<li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/' rel='bookmark' title='Permanent Link: Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors'>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</a></li>
</ol>]]></description>
		<wfw:commentRss>http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fifth Circuit Allows Deduction for Transportation Ownership for Debtor with No Loan Payment</title>
		<link>http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/</link>
		<comments>http://gillmanandgillman.com/4-recent-decisions/fifth-circuit-allows-deduction-for-transportation-ownership-for-debtor-with-no-loan-payment/#comments</comments>
		<pubDate>Wed, 24 Jun 2009 18:14:13 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Recent Decisions]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=177</guid>
		<description><![CDATA[A continuing issue in consumer bankruptcy cases in Chapter 7, 11 and 13, is the manner in which automobile expenses are treated in the calculation of "current monthly income".   As with many aspects of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA"), practitioners and Courts have struggled with the question of determining the treatment of automobile expenses under the Code.   On June 10, 2009, the Fifth Circuit Court of Appeals ruled that a Chapter 7 Debtor could claim the deduction and expense for transportation even if the Debtor used vehicles which were not subject to loans or leases.


Related posts:<ol><li><a href='http://gillmanandgillman.com/news-and-analysis-pers-bankruptcy/treatment-of-automobile-expenses-under-bankruptcy-act-of-2005/' rel='bookmark' title='Permanent Link: Treatment of  Automobile Expenses under Bankruptcy Act of 2005'>Treatment of  Automobile Expenses under Bankruptcy Act of 2005</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/loan-modifications-and-foreclosure/' rel='bookmark' title='Permanent Link: Loan Modifications and Foreclosure'>Loan Modifications and Foreclosure</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/news-new-york-times-article-highlights-problems-of-foreclosure-and-loan-modification/' rel='bookmark' title='Permanent Link: News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification'>News:  New York Times Article Highlights Problems of Foreclosure and Loan Modification</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/under-pennsylvania-law-anti-modification-provision-of-section-1322b2-does-not-prevent-mortgage-modification-where-mortgagees-security-interest-in-mobile-home-was-additional-collateral/' rel='bookmark' title='Permanent Link: Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral'>Under Pennsylvania Law Anti Modification Provision of Section 1322(b)(2) Does Not Prevent Mortgage Modification Where Mortgagee&#8217;s Security Interest in Mobile Home Was Additional Collateral</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy'>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where is a Bankruptcy Case filed in New Jersey?</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 12:38:49 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=173</guid>
		<description><![CDATA[This blog addresses where a Chapter 7, 11, or 13 Bankruptcy Case in New Jersey will be filed and why and a basic review of concepts such as "jurisdiction", "venue", and assignment of cases in this state.


Related posts:<ol><li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/' rel='bookmark' title='Permanent Link: Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy'>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/' rel='bookmark' title='Permanent Link: Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy'>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/' rel='bookmark' title='Permanent Link: Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors'>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-13-bankruptcy-plan-may-permit-modification-of-mortgage-on-under-secured-rental-property/' rel='bookmark' title='Permanent Link: Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property'>Chapter 13 Bankruptcy Plan May Permit Modification of Mortgage on Under- Secured Rental Property</a></li>
<li><a href='http://gillmanandgillman.com/' rel='bookmark' title='Permanent Link: New Jersey Bankruptcy &#038; Foreclosure Law Experts'>New Jersey Bankruptcy &#038; Foreclosure Law Experts</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/3-debt-collection/banks-accused-of-massive-scheme-of-foreclosure-fraud-perjury/' rel='bookmark' title='Permanent Link: Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury'>Banks Accused of Massive Scheme of Foreclosure Fraud &#038; Perjury</a></li>
</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Checklist:  Tax Planning for Individuals filing Chapter 7, Chapter 13, or Chapter 11 Bankruptcy</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/checklist-tax-planning-for-individuals-filing-chapter-7-chapter-13-or-chapter-11-bankruptcy/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 14:17:32 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Taxes and Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=149</guid>
		<description><![CDATA[A short checklist of Tax Planning and Practice Strategies which may be followed by an attorney for an Individual considering the filing of a Chapter 7, Chapter 13, or Chapter 11 Bankruptcy.


Related posts:<ol><li><a href='http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/' rel='bookmark' title='Permanent Link: Chapter 7 and 13 Consumer Bankruptcy and Tax Returns'>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/' rel='bookmark' title='Permanent Link: Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey'>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/some-receipts-not-counted-as-income-in-chapter-7-or-chapter-13-bankruptcy-cases/' rel='bookmark' title='Permanent Link: Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases'>Some Receipts Not Counted as Income in Chapter 7 or Chapter 13 Bankruptcy Cases</a></li>
<li><a href='http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/' rel='bookmark' title='Permanent Link: Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy'>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</a></li>
<li><a href='http://gillmanandgillman.com/2-analysis-comment/where-is-a-bankruptcy-case-filed-in-new-jersey/' rel='bookmark' title='Permanent Link: Where is a Bankruptcy Case filed in New Jersey?'>Where is a Bankruptcy Case filed in New Jersey?</a></li>
<li><a href='http://gillmanandgillman.com/delinquent-taxes/' rel='bookmark' title='Permanent Link: Delinquent Taxes'>Delinquent Taxes</a></li>
<li><a href='http://gillmanandgillman.com/delinquent-personal-business-taxes/' rel='bookmark' title='Permanent Link: Delinquent Personal and Business Taxes'>Delinquent Personal and Business Taxes</a></li>
<li><a href='http://gillmanandgillman.com/1-news-information/senate-defeats-of-legislation-to-amend-chapter-13-of-the-bankruptcy-code-to-allow-modification-of-mortgages-on-a-debtor-principal-residence/' rel='bookmark' title='Permanent Link: Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.'>Senate Defeat of Legislation to Amend Chapter 13 of the Bankruptcy Code to Allow Modification of Mortgages On Debtors Principal Residence.</a></li>
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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Update and Comment: New Jersey Foreclosure Mediation and Bankruptcy</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/update-and-comment-new-jersey-foreclosure-mediation-and-bankruptcy/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 22:05:44 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure in New Jersey]]></category>
		<category><![CDATA[loan modificat]]></category>
		<category><![CDATA[New Jersey Foreclosure Mediation]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=162</guid>
		<description><![CDATA[Comment and Update regarding the New Jersey Bankruptcy Court regarding the New Jersey Foreclosure Mediation Program and Bankruptcy Debtors and the General Order of the United States Bankruptcy Court District of New Jersey regarding Negotiations between Debtor(s) and Mortgage Servicers to Consider Loan Modifications.


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</ol>]]></description>
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		</item>
		<item>
		<title>Update on New Jersey Foreclosure Mediation and Bankruptcy Debtors</title>
		<link>http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/</link>
		<comments>http://gillmanandgillman.com/1-news-information/update-on-new-jersey-foreclosure-mediation-and-bankruptcy-debtors/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 15:52:03 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[News & Information]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure in New Jersey]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[New Jersey Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[New Jersey Foreclosure Mediation]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=158</guid>
		<description><![CDATA[Information Contained in a Press Release by the United States Bankruptcy Court for the District of New Jersey for Bankruptcy Debtors and Others Concerning The New Jersey Judiciary Foreclosure Mediation Program


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</ol>]]></description>
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		</item>
		<item>
		<title>Chapter 7 and 13 Consumer Bankruptcy and Tax Returns</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/chapter-7-and-13-consumer-bankruptcy-and-tax-returns/#comments</comments>
		<pubDate>Fri, 12 Jun 2009 12:27:40 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Bankruptcy Cases in New Jersey]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[New Jersey Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Tax Returns and Bankruptcy]]></category>
		<category><![CDATA[Taxes and Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=147</guid>
		<description><![CDATA[When the Bankruptcy Code was changed in 2005, significant changes were made to the tax return filing requirements for Chapter 7 and Chapter 13 consumer bankruptcy debtors.   The changes increased the need for a Debtor and their counsel to review tax filing information before filing a Chapter 7 or Chapter 13 consumer bankruptcy case.    A recent Chapter 13 case in which I represented a debtor in New Jersey provides a good example of the often complicated nature of the bankruptcy code as it relates to tax filings and how it affects a case.




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</ol>]]></description>
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		</item>
		<item>
		<title>Sheriff&#8217;s Sale Adjournments after filing Chapter 7 or Chapter 13 Bankruptcy in New Jersey</title>
		<link>http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/</link>
		<comments>http://gillmanandgillman.com/2-analysis-comment/sheriffs-sale-adjournments-after-filing-chapter-7-or-chapter-13-bankruptcy-in-new-jersey/#comments</comments>
		<pubDate>Tue, 09 Jun 2009 10:00:14 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Analysis & Comment]]></category>
		<category><![CDATA[Adjournment of Sheriff's Sales]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Foreclosure in New Jersey]]></category>
		<category><![CDATA[Sheriff's Sale in New Jersey]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=111</guid>
		<description><![CDATA[When a Chapter 7 or a Chapter 13 Bankruptcy is filed and a Sheriff's Sale of a property is scheduled, New Jersey Law does not necessarily require that the mortgage company cancel the Sheriff's Sale.    Instead, the Plaintiff may adjourn the sale to a later date.    


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</ol>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Case Highlights Importance of a &#8220;Complete&#8221; List of All Creditors in Chapter 13 or Chapter 7 Bankruptcy</title>
		<link>http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/</link>
		<comments>http://gillmanandgillman.com/4-recent-decisions/case-highlights-importance-of-a-complete-list-of-all-creditors-in-chapter-13-or-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 15:52:08 +0000</pubDate>
		<dc:creator>Justin Gillman</dc:creator>
				<category><![CDATA[Recent Decisions]]></category>
		<category><![CDATA[Chapter 13 Bankruptcy]]></category>
		<category><![CDATA[Chapter 7 Bankruptcy]]></category>
		<category><![CDATA[Failure to Add A Creditor]]></category>

		<guid isPermaLink="false">http://www.gillmanandgillman.com/?p=138</guid>
		<description><![CDATA[The Bankruptcy Code requires that a Bankruptcy Petition, whether it be a Chapter 7 or Chapter 13 Bankruptcy, include a complete list of all debts owed at the time of the filing of the Bankruptcy Petition.   In addition to the requirements of the Code, it is very important that a Petition contain a complete list to provide notice and best protect the Debtor from future collection efforts and to avoid future costs and time associated with addressing the claims of creditors who allege failure of service.    A recent Chapter 13 bankruptcy case from Indiana shows why the failure to list a creditor may affect a case. 



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